Do you sell any financial or investment products like annuities or insurance that make you commission?
No! In fact, I am a “Fee-Only” financial advisor. The term “Fee-Only” (or fee-for-service) refers to how an advisor is compensated. A fee-only advisor is paid directly by their client, and does not earn commission of any kind for product sales or referrals. It is the only method of advisor compensation that is transparent, objective, and minimizes conflicts of interest. In addition, a fee-only advisor must act in their clients best interest as a fiduciary 100% of the time.
What does it mean to be a fiduciary?
Under the fiduciary standard, advisors are legally sworn and obligated to always place the best interest of their client ahead of their own. They must disclose any conflicts of interest, and clearly define how they are paid.
I do not live in Aliso Viejo or Orange County. Can I still work with you?
Although we are based in Aliso Viejo, CA, we work with clients throughout the country. We are not bound by geography when working with you. We seek out clients who are the best fit for our firm, regardless of where they are located.
Do you work remotely/virtually?
We work with clients throughout the country using virtual meetings, conference calls, e-mails, secure file transfer, and an integrated suite of client service and financial software. You do not need to be local to partner with our firm. Of course we are happy to meet face to face if you are nearby, and we can travel to meet with you if it makes sense.
Of course we are happy to meet face to face if you are nearby, and we can travel to meet with you if it makes sense.
Your website says that you specialize in working with young families and entrepreneurs. I am neither of those. Will you still work with me?
While we have a specific experience and a process for working with young families and entrepreneurs, we can likely work with most anyone who values comprehensive and ongoing financial planning. Contact us so we can learn more about each other.
How often will we meet?
As often as needed and depending on our scope of work together.
Where will my assets be held?
Assets are held at Altruist or Schwab.
What process and timeline can I expect when I become a client?
Depending on how complex your financials are, will determine the timeline. An account can be open in as little as seconds. I will need your address and date of birth at a minimum to send you an application. For more complex investment strategies, such as private equity accounts, it can take up to 2-4 weeks to get an account set up. I will also send you a like to PreciseFP* to gather additional information that will be needed.
If you become a financial coaching/planning client, I will send you a link to AdvicePay to collect payment upfront, or to schedule a monthly payment, then I will send you a link to PreciseFP* to collect all your documents needed to review your current situation. Then we will meet on a weekly basis, 3 times per month, for 3 months.
If you are an hourly client, I will also send you an invoice for the agreed upon price, once payment is collected, then I will send you a link to PreciseFP* to gather the documents needed.
*PreciseFP is a secure platform to gather financial information.
Do you offer a free consultation?
We offer a complimentary consultation by virtual meeting, phone call, or in person by appointment. During the meeting, we will discuss what you are looking for, how I can best serve you and get to know one another, and answer any questions you may have surrounding our services or your financial planning needs.
I am ready to have a conversation. How do we start? Schedule a complimentary consultation using my Calendly (scheduler).