Below are the 3 major credit bureaus with their links to freeze your account and their phone number:
- Experian: https://www.experian.com/freeze/center.html or call 888-397-3742
- Equifax: https://www.equifax.com/personal/credit-report-services/credit-freeze/ or call 800-349-9960
- Transunion: https://www.transunion.com/credit-freeze or call 888-909-8872
You would want to freeze your credit if:
- You don’t like receiving credit card offers in the mail
- Worried that someone might take out a new credit card in your name such as a former spouse or someone who has your identity that might use it against you (This would be fraud, BTW.)
- You were a victim of identity theft
Let me know in the comments why you decided to freeze your credit.
Nycole Freer CFP®, BFA™ is the owner and founder of Eden Financial and the author of “Haisley’s Birthday Money”. She is committed to educating others on how to build a thriving financial life through the philosophy that personal finance is more personal than finance. Sought out for her valued counsel and tailor-made approach, Nycole works with her clientele as their financial partner, seeking to educate them every step of the way so they can become more confident along their wealth building journey. As a mom, wife, health and wellness advocate, and forever student of life, Nycole continues to challenge herself to rise to her potential and encourages others to never settle for less than what their goals are. Nycole is located in Aliso Viejo, CA, serving clients across the state and throughout the US.
Comments +